Terms and Conditions
1. Introductory Provisions
These general terms and conditions govern the relationship between the client and Integrat Kredit in the provision of financial services.
2. Conditions for Granting a Loan
A loan may be granted to a natural or legal person over 18 years of age with a regular income. Final approval depends on the assessment of the client's creditworthiness.
3. Interests and Fees
The interest rate is fixed throughout the repayment period. All fees are transparently stated in the loan agreement, without any hidden costs.
4. Repayment
The client commits to repaying the loan in regular monthly installments according to the agreed repayment schedule.